Last updated June 17, 2019
We obtain information about you through the means discussed below when we provide the Services. Please note that we need certain types of information to provide the Services to you. If you do not provide us with such information, or if you ask us to delete that information, you may no longer be able to access or use certain Services.
We collect information that you provide directly to us through:
Information about you. Certain parts of the Services may not require you to provide any information that can directly identify you by name (such as if you browse the website without logging in). Others may require information that can directly identify you (such as when you create an Account and provide us with your name, phone number, zip code, email address, and payment deposit information). The specific types of information we collect will depend upon the Services you use, how you use them, and the information you choose to provide. For example, you can elect to register for an Account but not provide payment deposit information or information about the types of products and services you’ve used. You do not have to provide us directly with information, but you may not have access to all features of the Services if we do not have such information (e.g. we cannot pay you referral fees or rewards without payment information). We may also hash email addresses and/or persistent identifiers we have about you and use and share such information to improve our Services and for advertising purposes.
The types of data we collect directly from you includes:
We may collect information about you or others through non-affiliated third parties. For example, to the extent permitted by law, we may, in our sole discretion, ask for and collect supplemental information from third parties for fraud or safety protection purposes or to improve our Services. We may combine information that we collect from you through the Services with information that we obtain from such third parties and information derived from any other products or services we provide.
We may also sometimes use mobile SDKs to collect or transmit information, such as mobile identifiers (e.g., IDFAs and Android Advertising IDs), to third parties. A mobile SDK is the mobile app version of a pixel tag or beacon (see “Cookies, Pixels and Log Data” above). An SDK is a bit of computer code that app developers can include in their apps to enable ads to be shown, data to be collected, and related services to be implemented. We may use this technology to deliver certain content and advertising through mobile applications and browsers based on information associated with your mobile device, or simply to analyze how people use our Services. If you’d like to opt-out from having ads tailored to you in this way on your mobile device, please follow the instructions in the section below entitled “Your Ad Choices and Interest-Based Advertising.”
We deploy and permit other companies (such as ad networks) to deploy SDKs in our app in order to customize content, deploy advertising and perform analytics about how users engage with our Services. We may use SDKs for other functional and operational purposes as well, such as to render content, or for security and anti-fraud purposes. Sometimes, SDK-based advertising employs data collected across multiple mobile apps over time, or other information about your browser, browsing history, location or other activity. This type of advertising (similar to personalized and interest-based advertising described above) is sometimes called “cross-app” advertising. This advertising is usually more relevant to users, but it also generally involves the collection and use of more information about you and mobile app history. There are easy ways to opt out of most or all of cross-app advertising: we describe how to do that in Section 4, titled “Your Ad Choices and Interest-Based Advertising.”
We use the information that we collect through our Services for a variety of purposes, including to:
We may combine any of the information that we collect from you with other information, including information that we obtain from third parties, or with information derived from any other products or services we provide. For example, we may combine personal information you provide us, such as an email address, with information automatically collected about your device. We may use this combined information to, among other things, provide you with personalized recommendations.
Cross-Device Targeting. Sometimes, we (or our service providers) may use the information we collect—for instance, IP addresses and unique mobile device identifiers—to locate or try to locate the same unique users across multiple browsers or devices (such as smartphones, tablets, or computers), or work with providers that do this, in order to better tailor content and features and provide you with a seamless experience across devices. If you wish to opt out of cross device tracking for purposes of interest-based advertising, you may do so through your device settings or your web-based opt-out settings, as we describe in Section 4, below.
We and our third-party vendors may use Device IDs and other automated technologies (including cookie identifiers on our website or App), along with other collected information, to tailor ads or deliver content when you are on our Services or on other devices, apps or websites. These ads may be based, for instance, on the types of websites that you visit over time, the types of apps you have on your device, or de-identified information about you and your likely interests, based on your activities off of our Services. We may also use the type of “cross-device targeting” we describe above to help identify our users and serve advertising. Others—such as Merchants—may use similar technologies and methods to serve ads on our Service. This type of advertising is often called “interest-based” or “personalized” advertising—and when it occurs on mobile apps, “cross-app” advertising.
Ad partners that we or others work with to generate the above ads and content may track your activities over time (including across different apps or websites) by collecting information through automated means, and they may use this information, and other information they receive from us or other sources, to deliver advertisements to you.
Use of Hashed Identifiers for Advertising and Marketing. We may sometimes share the information you provide to us at log-in or registration (including an email address) with third party providers who associate it in hashed (coded) form with cookies or device identifiers, along with other (generally coded) information about you or your interests. These cookies or identifiers may then be used to target advertising to you on websites, mobile apps, or other devices, whether for our benefit or those of other companies. To opt out of receiving this advertising (or to learn more about third parties who participate in this type of advertising), please go to http://aboutads.info and follow the “opt out” directions on that website.
You can learn more about interest-based advertising on the web, or opt out of receiving those ads, by visiting (i) the Network Advertising Initiative’s Consumer Opt-Out link or (ii) the Digital Advertising Alliance’s Consumer Opt-Out link to opt-out of receiving tailored advertising from companies that participate in those programs. To opt out of Google Analytics for display advertising or customize Google display network ads, you can visit the Google Ads Settings page.
As to cross-app advertising, each operating system, (iOS for Apple phones, Android for Android devices, and Windows for Microsoft devices) provides its own instructions on how to prevent the delivery of tailored in-application advertisements. You should view your device or system “Settings” to determine how you can opt out of use of your Device ID for “cross-app” personalized advertising.
Please note that to the extent advertising technology is integrated into our Service, you may still receive advertisements even if you opt-out. In that case, the advertising will not be tailored to your interests. Also, we do not control any of the above opt-out links or whether any particular company chooses to participate in these opt-out programs.
We do not respond to browser-initiated Do Not Track signals, as the Internet industry is currently still working on Do Not Track standards, implementations, and solutions.
You have certain additional rights and choices with respect to your information such as:
GetCents implements technical, administrative, and physical safeguards to protect the information provided via the Services from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no Internet or email transmission is ever fully secure or error free.
Our Services are operated in the United States and users outside of the United States are not eligible to use the Services. If you are located outside of the United States and access the Services in violation of our Terms, please be aware that any information you provide to us will be transferred to and/or accessed within the United States. The recipients of information described in the relevant "How We Share Information" sections above may be located in the United States. This information may be subject to United States law, including laws that may require disclosure of personal information to government authorities.
Only users over 18 years old are eligible to use the Services. The Services are not for children under the age of 13. If we become aware that we have inadvertently collected “personal information” (as defined by the United States Children’s Online Privacy Protection Act) from children under the age of 13, we will take reasonable steps to delete it as soon as possible.